Calculate premiums, maturity values, SIP returns, home loan EMI and surrender value for all major LIC plans — instantly, free, and without any sign-up.
Get an instant quote for popular LIC plans.
Whether you want to estimate a premium, plan your SIP, or check your home loan EMI — we have a calculator built for the job.
Calculate yearly, half-yearly, quarterly and monthly premiums for all LIC plans with optional riders.
Open calculator →Find out your total maturity benefit including sum assured, simple reversionary bonus and FAB.
Open calculator →Project the future value of your monthly SIP or one-time lumpsum investment in LIC mutual funds.
Open calculator →Compute monthly EMI, total interest and a complete year-wise amortization schedule for your home loan.
Open calculator →Get an indicative Guaranteed Surrender Value and Special Surrender Value for your LIC policy.
Open calculator →Calculate absolute return and CAGR (annualized return) on any LIC investment or savings scheme.
Open calculator →Use the Human Life Value method to know how much life insurance cover you really need.
Open calculator →Find your correct age for premium calculation — supports both Nearest Birthday and Last Birthday methods.
Open calculator →Estimate accrued simple reversionary bonus and Final Addition Bonus (FAB) for any LIC plan.
Open calculator →Calculate the maximum loan amount and EMI you can take against your LIC policy's surrender value.
Open calculator →Estimate the cost to revive your lapsed LIC policy — unpaid premiums, interest and medical fees.
Open calculator →Calculate your Section 80C deduction and 10(10D) tax-free maturity benefit from LIC policies.
Open calculator →Each plan has a dedicated page with eligibility, benefits, riders and an interactive premium calculator.
A classic endowment plan combining insurance protection with guaranteed savings and bonuses.
View plan → Plan 715 · PopularGet a maturity benefit plus life cover up to age 100. India's most loved endowment plan.
View plan → Plan 720Get 20% of sum assured back every 5 years, plus full maturity benefit at the end of term.
View plan → Plan 721Longer version of Plan 720 with survival benefits at years 5, 10, 15 and 20.
View plan → Plan 733Pay premium for a limited term; family receives annual income if something happens to you.
View plan → Plan 736Pay premiums for a limited term but enjoy full life cover and a large maturity benefit.
View plan → Plan 745Get annual survival income plus a maturity benefit, with life cover up to age 100.
View plan → Plan 883Pay once, get guaranteed additions and life cover up to age 100.
View plan → Plan 149 · LegacyThe original Jeevan Anand. Withdrawn from sale; use this for understanding legacy policy benefits.
View plan →Our calculators use the latest LIC premium rates, declared bonuses and GST rules to give you a realistic picture.
Every calculation uses LIC's tabular premium rates, mode rebates, GST (18%) and most recent bonus declarations.
No sign-up, no email, no waiting. Just enter your details and see premiums, maturity, and bonus estimates in real time.
Designed to work beautifully on phones, tablets and desktops. Calculate on the go from anywhere in India.
All calculations run in your browser. We never store your personal data, age, income or policy details.
Each plan has a detailed page explaining eligibility, riders, bonuses, surrender value and tax treatment in plain language.
Built specifically for Indian LIC policyholders. Supports ₹, Indian number formats and Indian life insurance rules.
Easy, fast, and 100% free. No sign-up. No data stored.
Pick the LIC plan you want to evaluate — from New Endowment to Jeevan Anand, Money Back and more.
Type your age, sum assured, policy term and (optionally) add riders like AD&DB or Term Rider.
Get premium for all modes (yearly, monthly, etc.), maturity value, accrued bonus and total benefits.
Try our most popular calculator — the LIC New Jeevan Anand premium and maturity estimator.
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